General Information
The information provided by Smartway Financial Solutions is for general informational purposes only and does not constitute professional financial advice. Our mortgage broking services are designed to help you find the most suitable loan product, but we recommend you assess your own financial situation and needs before acting on any advice. You should seek personalised financial advice from a qualified professional before making any decisions regarding loans or financial products.
Mortgage Broking Services
As mortgage brokers, we assist in finding loan products that suit your financial goals and circumstances. However, Smartway Financial Solutions does not provide personal financial advice and does not guarantee that any loan product we recommend is the most appropriate option for your specific needs. Before making any financial commitments, we encourage you to carefully review the terms and conditions of the loan products available to you, including interest rates, fees, and any other relevant terms.
No Guarantee of Qualification
Please note that even if a loan product appears to offer the lowest interest rate or most favourable terms, you may not qualify for that product based on the lender’s eligibility criteria. We also advise that certain loan products may not be available in all states or territories of Australia.
Comparison Rates
The comparison rate provided for loan products is based on a standard loan amount and term. Warning: Comparison rates are indicative only and should be used as a guide. Actual rates may vary based on your specific loan amount, term, and any applicable fees. You should consider all fees and charges, including redraw fees, early repayment penalties, or cost savings such as fee waivers, which may affect the overall cost of the loan.
Lender Relationships
Not all mortgage brokers offer products from every lender. Smartway Financial Solutions works with a panel of lenders, and while we strive to provide a variety of options, not every loan product available in the market may be represented in our panel.
Broker Fees and Commissions
Our mortgage broking services are typically provided at no cost to you, as we are paid commissions by the lenders. In some cases, additional fees may apply for services such as personal loans or commercial loans. Any such fees will be disclosed to you upfront before proceeding with your application.
Additional Costs
Please be aware that additional costs, such as lender application fees, valuation fees, and legal costs, may apply when securing a loan. These fees are set by the lender and are beyond the control of Smartway Financial Solutions.
Seek Independent Advice
We strongly recommend that you seek independent legal, financial, and tax advice before entering into any loan agreement or financial commitment. This will ensure that you understand the full implications of any financial decisions you make based on our recommendations. You can contact us for any financial advice or taxation advice.
Contacting Us
If you have any questions about this Disclaimer or wish to make a complaint about how your personal information has been handled, please contact us at:
Smartway Financial Solutions
Email: accounts@smartwayfinancial.com.au
Phone: 0403 112 833
Address: 66 Beauchamp Drive, The Ponds, NSW 2769
We will endeavour to respond to your request or complaint promptly.
