Website Terms of Use

Introduction

Welcome to the Smartway Financial Solutions website. By accessing or using this website, you agree to comply with and be bound by the following terms and conditions (“Terms of Use”). These terms govern your use of the website and the services provided by Smartway Financial Solutions. If you do not agree with these Terms, please do not use our website or services.

Definitions

  • “We”, “Our”, “Us” refers to Smartway Financial Solutions.
  • “You”, “Your” refers to the user or viewer of our website.
  • “Services” refers to the mortgage broking, financial services, and other advisory services offered by Smartway Financial Solutions.

Acceptance of Terms

By accessing our website or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, as well as our Privacy Policy.

Use of Website

  • You must be 18 years of age or older to use our website and services.
  • You agree to use the website for lawful purposes and not engage in any conduct that could harm or impair the website or its content.
  • We reserve the right to deny access to our website or services if you violate these Terms.

Website Content

The content provided on this website is for general informational purposes only and does not constitute professional financial advice. We strive to ensure the information on the website is accurate and up-to-date; however, we do not guarantee its completeness, accuracy, or reliability. You should seek independent financial advice before making any decisions based on the information on our website.

Intellectual Property

  • All content on this website, including text, graphics, logos, and other material, is the property of Smartway Financial Solutions unless otherwise stated.
  • You may not reproduce, distribute, modify, or create derivative works of any content without our express written permission.
  • Any unauthorised use of our intellectual property is prohibited.

User Obligations

When using our website, you agree:

  • Not to misuse or interfere with the website’s security features.
  • Not to use the website to transmit harmful or malicious code, such as viruses.
  • To provide accurate, complete, and current information when engaging with our services.

Links to Third-Party Websites

Our website may contain links to third-party websites or services that are not owned or controlled by Smartway Financial Solutions. These links are provided for your convenience, and we do not endorse or assume responsibility for any third-party content, privacy practices, or other matters related to their services. It is your responsibility to review the terms and conditions of any third-party websites you visit.

No Financial Advice

The information provided on this website is for general informational purposes only and should not be interpreted as specific financial, legal, or investment advice. Before making any financial decisions, you should seek independent advice from a qualified professional who can take into account your individual circumstances, financial situation, and needs.

Limitation of Liability

To the fullest extent permitted by law, Smartway Financial Solutions will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, our website or services. This includes, but is not limited to, damages for any errors or omissions in the content, loss of data, or viruses that may infect your computer equipment.

Indemnity

You agree to indemnify, defend, and hold harmless Smartway Financial Solutions and its directors, employees, and affiliates from any claims, damages, liabilities, and expenses (including legal fees) arising from your use of the website, your violation of these Terms of Use, or your violation of any third-party rights.

Privacy

Your privacy is important to us. Please refer to our Privacy Policy for detailed information on how we collect, use, and protect your personal information.

Changes to Terms of Use

We reserve the right to amend or modify these Terms of Use at any time without prior notice. Any changes will be effective immediately upon being posted on the website. Your continued use of the website following any changes constitutes your acceptance of the new Terms.

Termination

We reserve the right to terminate or suspend access to our website or services, without notice, for any reason, including without limitation, if you breach these Terms of Use.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Australia, and any disputes will be subject to the exclusive jurisdiction of the courts of Australia.

Contacting Us

If you have any questions about this Disclaimer or wish to make a complaint about how your personal information has been handled, please contact us at:

Smartway Financial Solutions
Email: accounts@smartwayfinancial.com.au
Phone: 0403 112 833
Address: 66 Beauchamp Drive, The Ponds, NSW 2769

We will endeavour to respond to your request or complaint promptly.